On the Job
Customers tap their contactless card or phone against yours when they’re ready to check out.
TAP2LOCAL™
Work Hard Anywhere. Get Paid Everywhere.
No extra apps. No extra hardware.
Use your phone to take cards, get next-day deposits, and auto-sync your books – all inside the banking app you already use.
Built into your banking app
Next-day funds
Real local support
Award Winning Payments
Awarded 2026 Small Business Payments Solution of the Year.
Named top payment solution in the FinTech Breakthrough Awards for bringing fast, hardware-free checkouts directly into local banking apps.
What You Can Do
Right method, right moment: payments built for every job.
Tap2Local keeps payment acceptance flexible whether your customer is standing right in front of you or paying later from a link.
Online
Send a payment link for invoices, appointments, deliveries, and remote sales.
At Markets or Events
Show a QR code when you need a simple way to collect payment on the spot.
After the Sale
Review payment activity and settlement details in the same payment experience.
SEE IF TAP2LOCAL IS AVAILABLE FOR YOUR BUSINESS
Look for “Ready to accept card payments?” in your app.
Log into mobile or online banking and tap the prompt to get started. In just a few steps, you can activate card acceptance and start taking payments on the spot. If you don’t see the prompt, call your bank or credit union directly or stop by a local branch to see if Tap2Local is available for your business.
NO MORE PAYMENT HEADACHES
Spend less time fighting with payment apps and more time doing what you love.
Built for solopreneurs, trades, and growing teams who want fast, on-the-spot payments without chasing invoices or carrying extra hardware.
No More Turning Down Payments
Accept payments wherever business happens – at the job site, at the counter, through a quick text link, or directly on an invoice.
No More Waiting Days for Cash Flow
Access your sales in your primary checking account by the next business day so you can pay your crew, re-stock supplies, or handle surprise costs.
No More Extra Hardware
Skip charging external dongles, buying card readers, or carrying bulk equipment on the job.
No More Manual Bookkeeping
Connect directly with tools like QuickBooks® and Xero™ to keep your books reconciled automatically without typing in transactions by hand.
No More Monthly App Subscriptions
Enable Tap2Local in your digital banking app for free, with zero monthly platform fees, surprise charges, or equipment rentals.*
No More Faceless Chatbots
Get the local, personal support of your bank or credit union – with a payment setup that’s fast and simple for your customers.
No More Overhauling Your Setup
You don’t have to move your whole business to another tool. Think of Tap2Local as an extra option that lives on your phone, right inside your banking app.
* Tap2Local is free to enable in your digital banking app; transactions are subject to standard card processing fees. Terms and availability may vary by financial institution.
5-MINUTE SETUP, NEXT-DAY DEPOSITS
From sign-up to settle: simple steps to get paid.
Sign Up
Follow the quick setup steps inside your digital banking account in under 5 minutes.
Sell
Start taking payments wherever sales happen – with tap-to-pay, text payment links, or scannable QR codes.
Settle & Stay Organized
Access your earnings by the next business day while sales sync seamlessly with your accounting software.
See if Tap2Local is already in your app.
Log in to mobile or online banking and look for “Ready to accept card payments?” If you don't see it, call your bank or credit union directly or stop by a local branch to see if Tap2Local is available for your business.