HOW IT WORKS

Focus on Your Passion, Not Chasing Payments

You started your business to share your talent and serve customers – not to chase unpaid invoices or charge extra card readers. Tap2Local removes the friction from payment collecting so you can focus on the work you love.

Built into your banking app Next-day funds Real local support
QUICK SETUP, NEXT-DAY DEPOSITS

From sign-up to settle: simple steps to get paid.

SIGN UP

Follow the Guided Setup in Your Banking App

Confirm a few business details, choose which checking account receives deposits, and accept the merchant terms.

Once approved, you can immediately start accepting payments from major debit and credit card networks.
What You Can Do

Right time, right place: meet your customers wherever sales happen.

Whether you're completing a job on-site, selling at a weekend pop-up, or managing invoices from your desk, Tap2Local keeps your sales moving wherever your day takes you.

On the Job

Customers tap their contactless card or phone against yours when they’re ready to check out.

Two people unloading flowers from a delivery van
SIMPLER SALES, FASTER PAYDAYS

Built to simplify sales, not add to your to-do list.

Ditch clunky card readers and disconnected third-party apps. Get a complete payment toolkit built right inside the banking app you already know and trust.

Tap2Local card tap and QR code payment screens

Card Tap & QR Codes

Accept contactless credit cards, debit cards, Apple Pay®, and Google Pay™ with a simple tap on your smartphone or display scannable QR codes.

Tap2Local invoicing and payment link screens

Invoicing & Payment Links

Create custom invoices with built-in payment links, set up automatic reminders, and generate multi-use links for popular services or items.

Tap2Local activity and cash flow screens

Activity & Cash Flow Tracking

Monitor daily sales, view pending deposits, and organize customer details right inside your digital banking app.

Tap2Local product catalog and checkout screens

Product Catalog & 1-Tap Checkout

Build and manage your inventory through a dedicated product catalog tab integrated directly into your in-app payment workflow.

BUILT FOR THE WAY YOUR LOCAL BUSINESS ACTUALLY WORKS

Tap2Local gives you a smarter, simpler way to get paid.

Built for solopreneurs, trades, and growing teams who want to get paid on the spot and spend less time managing invoices.

No More Turning Down Payments

Accept payments wherever business happens – at the job site, at the counter, through a quick text link, or directly on an invoice.

No More Waiting Days for Cash Flow

Access your sales in your primary checking account by the next business day so you can pay your crew, re-stock supplies, or handle surprise costs.

No More Extra Hardware

Skip charging external dongles, buying card readers, or carrying bulk equipment on the job.

No More Manual Bookkeeping

Connect directly with tools like QuickBooks® and Xero™ to keep your books reconciled automatically without typing in transactions by hand.

No More Monthly App Subscriptions

Enable Tap2Local in your digital banking app for free, with zero monthly platform fees, surprise charges, or equipment rentals.*

No More Faceless Chat Bots

Get the local, personal support of your bank or credit union – with a payment setup that’s fast and simple for your customers.

No More Overhauling Your Setup

You don’t have to move your whole business to another tool. Think of Tap2Local as an extra option that lives on your phone, right inside your banking app.

Small business owner holding a phone beside a turquoise mobile trailer
GOOD TO KNOW

Quick answers are here to help you get started.

Zero Extra Checkout Hardware

Use all Tap2Local payment methods directly on your phone through your participating bank or credit union.

Funds Arrive Within 1 Business Day

Eligible card payments settle directly into your account faster than waiting around for third-party payout cycles.

Easy Setup Right Inside Your Bank or Credit Union App

If you don't see it, call your bank or credit union directly or stop by a local branch to see if Tap2Local is available for your business.

Have questions before you get started?

Get quick answers on deposit timelines, supported payment types, and availability.